Income Disclosure

1. Earnings Disclaimer

VYB does not guarantee any level of income or financial success. Earnings depend on many factors, including but not limited to:

• Individual effort & activity level – consistency, networking, prospecting, and business development.
• Skills & experience – communication, leadership, marketing, and prior sales or entrepreneurial experience.
• Market conditions – consumer demand and economic shifts that influence purchasing behavior.
• Time invested – business growth often correlates with steady, long-term effort.
• Business expenses – advertising, tools, travel, training, and other operating costs may reduce net income.

Because of these factors, individual results vary significantly. Some participants may earn income; many may earn little or none. Some may spend more than they earn.

2. No Guaranteed Earnings

Participation in VYB does not guarantee income, success, or financial gain. Specifically:

• No specific outcome is promised or implied.
• Many participants may earn little or no income.
• Any income examples in marketing materials, testimonials, training, or presentations are illustrative only, not guarantees.
• Past performance of any individual does not predict future results for others.
• Success in VYB is based on personal initiative, skills, consumer demand, and adherence to company policies.

3. Participant Expenses

Operating as a VYB Partner may require certain expenses, which vary by individual. These may include:

• Marketing and advertising costs (social media ads, print materials, sponsored content).
• Optional product purchases or tools.
• Training programs or educational resources.
• Software, technology, or personal websites.
• Travel, events, or other business-building activities.

Participants should assess their own financial situation carefully before choosing to engage with or promote VYB.

4. Compliance & Misrepresentation Policy

To protect consumers, the marketplace, and the integrity of the VYB brand, all VYB Partners must strictly follow income representation rules.

4.1 Prohibited Claims

Participants may not:

• Make misleading or exaggerated income claims.
• Suggest that high earnings are common, typical, or easily achievable.
• Promise or imply guaranteed income, financial freedom, passive income, or quick success.
• Use luxury imagery (cars, houses, cash, trips, etc.) to imply typical results.
• Make verbal or written claims that contradict this Income Disclosure Statement.

4.2 Required Disclosures

When discussing the VYB opportunity, participants must:

• Reference this official Income Disclosure Statement.
• Clearly state that earnings vary and are not guaranteed.
• Present a balanced, factual explanation of the income opportunity.

4.3 Recruiting Integrity

Participants must avoid:

• High-pressure tactics;
• Misleading recruitment statements;
• Promises of easy or automatic earnings.

Violations may result in disciplinary action, including suspension or termination of the participant’s account.

5. Future Earnings Reporting

This Income Disclosure Statement will be:

• Reviewed regularly;
• Updated as more participants engage with the platform;
• Expanded with verified earnings data once available.

Future updates may include:

• Average earnings;
• Median earnings;
• Minimum and maximum earnings;
• Percentage of participants at each earning level.

These updates will be published to maintain transparency and regulatory compliance as the VYB ecosystem grows.

6. Participant Acknowledgment

By participating in VYB in any capacity, you acknowledge that:

• You have read and understand this Income Disclosure Statement.
• You recognize that earnings are not guaranteed and depend on multiple factors.
• You are responsible for evaluating your own abilities, goals, financial resources, and risk tolerance.
• You agree not to make unauthorized income claims and to follow all VYB compliance standards.

7. Contact Information

For questions about this Income Disclosure Statement or compliance guidelines, contact:

VYB Collective LLC
5830 E. 2nd St, STE 7000, #21838
Casper, WY 82609
Email: [email protected]
Phone: 307-204-5098