VYB Policies & Terms
VYB's Terms, Privacy, Refund, and Digital Access Policies. Click to expand and read each policy below.
VYB TERMS OF USE
Effective Date: January 1, 2025
These Terms of Use (“Agreement”) are entered into by and between you (“User”) and VYB Collective LLC (“Company,” “we,” “us,” or “our”).
ACCEPTANCE OF TERMS THROUGH USE
By using this site or by clicking “I agree” to this Agreement, you signify your agreement to these terms and conditions. If you do not agree to this Agreement, please do not use this site and do not click “I agree.” Please check this Agreement periodically for changes, as the Company reserves the right to revise it at any time. Continued use of the site following the posting of any changes constitutes acceptance of such changes.
The Company may terminate a User’s access to this site at any time, without notice, for any breach of this Agreement or other reasons at its sole discretion.
AGE REQUIREMENT
You must be at least 18 years of age to agree to this Agreement and use this site. If a parent or guardian wishes to permit someone under 18 to use the site, they must contact the Company in writing with explicit permission and full acceptance of legal responsibility. If you are not 18 or older—or are located in a region where this material is prohibited—you are not authorized to access this site and must discontinue use immediately.
LICENSE TO USE THIS SITE
Upon agreement, the Company grants you a non-exclusive, non-transferable, limited license to use this site in strict accordance with the terms and conditions set forth in this Agreement. You agree not to make any false or fraudulent statements during your use of this site.
All content and services available on this site are the property of the Company and are protected by copyright, trademark, patent, trade secret, and other intellectual property laws, both domestically and internationally. All rights not expressly granted are fully reserved by the Company and its licensors.
You agree to pay for all purchases and services made using your name or credentials through this site, not to challenge any valid charges, and to cover all associated collection costs or legal fees resulting from any nonpayment.
LICENSE RESTRICTIONS
Except as may be explicitly permitted by VYB Collective LLC (“Company”), you agree not to save, download, cut and paste, sell, license, rent, lease, modify, distribute, copy, reproduce, transmit, publicly display, publicly perform, publish, adapt, edit, or create derivative works from any materials found on this site.
Systematic retrieval of data or other content from this site to create or compile, directly or indirectly, a collection, compilation, database, or directory without written permission from the Company is strictly prohibited.
In addition, use of the content or materials for any purpose not expressly permitted in this Agreement is prohibited.
SECURITY
If you are issued a username and password by VYB Collective LLC (“Company”), you agree to use your best efforts to prevent access to this site through your credentials by anyone other than yourself. This includes, but is not limited to:
- Keeping your login information strictly confidential,
- Notifying the Company immediately if you discover a loss of or unauthorized access to your username or password,
- And using a secure username and password combination that is not easily guessed by third parties.
You further agree that you will not attempt to reverse engineer, reverse assemble, reverse compile, decompile, disassemble, translate, or otherwise alter any executable code, content, or materials on or received via this site. You understand that such actions may subject you to severe civil and criminal penalties and that the Company will pursue all available legal remedies to protect its rights and the rights of its licensors.
EXPORT
You agree to comply with all applicable export and import control laws and regulations in connection with your use of this site, and with any materials or services accessed through this site.
In particular, you agree that you will not export, re-export, or transfer any content, technology, or services from this site in violation of any local, regional, national, or international export laws—including, without limitation, applicable United States export regulations—nor without obtaining all required governmental licenses and approvals.
ERRORS AND CORRECTIONS
While VYB Collective LLC (“Company”) uses reasonable efforts to include accurate, up-to-date information on this site, we do not guarantee that the site will be free from errors.
Data entry mistakes, technical glitches, or outdated content may result in inaccuracies from time to time. The Company reserves the right to correct any such errors, including inaccuracies related to pricing or availability, without liability. The Company may also improve or modify site functionality, features, or content at any time without notice.
If you believe that any content or description on the site is incorrect, we encourage you to contact us at [email protected] so we can review and verify the information.
LINKS TO OTHER WEBSITES
This site may contain links to external websites provided for your convenience, education, or shopping experience through our partners or affiliates. These third-party websites operate under their own terms of use and privacy policies.
VYB Collective LLC is not responsible for the content, policies, or practices of any linked websites and does not monitor, endorse, or control those sites. We encourage you to carefully review the terms of any third-party site you visit.
Use of any external website linked from our site is at your own risk, and the Company disclaims all liability related to such use.
USER’S LICENSE GRANT TO SITE
Except for personal information (which is governed by our Privacy Policy), any information, content, or material you submit to VYB Collective LLC through this site — including, but not limited to, comments, suggestions, messages, data, and uploads (collectively “Submissions”) — shall become the exclusive property of the Company.
You agree that:
- The Company is not obligated to treat any Submission as confidential,
- You are solely responsible for the legality, accuracy, and originality of any Submission,
- And the Company shall have unrestricted, perpetual, and exclusive rights to use, reproduce, modify, publish, translate, distribute, and display such Submissions worldwide, in any media, for any purpose.
By submitting content, you represent and warrant that you own or otherwise control all of the rights to your Submission and that it does not infringe on any third-party rights.
USER CONDUCT
By using features of this site that allow you to post, submit, or transmit information to or through the site — including any content that may be viewable by other users — you agree that you shall not upload, post, email, transmit, or otherwise distribute any material that:
- Is unlawful, threatening, abusive, harassing, defamatory, libelous, deceptive, fraudulent, invasive of another’s privacy, tortious, obscene, sexually explicit or graphic, or otherwise in violation of the rules or policies of VYB Collective LLC;
b. Infringes any intellectual property or proprietary rights of any party, including but not limited to copyright, trademark, patent, trade secret, or moral rights;
c. Constitutes unauthorized or unsolicited advertising, bulk or junk email (“spam”), chain letters, pyramid schemes, or any other form of solicitation;
d. Contains viruses, malware, or other harmful or disruptive software, code, or files intended to damage, interfere with, or gain unauthorized access to any system, data, or information;
e. Impersonates any individual or entity, including a VYB representative, or falsely states or misrepresents your affiliation with any person or organization.
You also agree that you will not:
- Harvest or collect personal data or information from other users without their consent;
- Transmit or facilitate the transmission of unsolicited emails or other commercial communications;
- Solicit or attempt to contact individuals under 18 years of age without verified parental or guardian consent.
VYB Collective LLC does not routinely pre-screen user-generated content, but reserves the right — in its sole discretion — to remove, edit, or refuse any content that violates these terms or is deemed harmful, offensive, or inaccurate. We are not liable for any failure, delay, or damages arising from the removal (or non-removal) of such content.
Your use of this site may be suspended or terminated without notice if we receive a valid complaint or have reason to believe that your activity violates these terms, applicable laws, or the rights of others. In such cases, you agree that the Company may disclose your identity and account details if required by law enforcement, subpoena, or legal process.
INTELLECTUAL PROPERTY RIGHTS
COPYRIGHT
The Site design, text, content, selection and arrangement of elements, organization, graphics, compilation, magnetic translation, digital conversion, and other matters related to the Site are protected under applicable copyright laws. ALL RIGHTS RESERVED. The posting of any such elements on the Site does not constitute a waiver of any right in such elements.
You do not acquire ownership rights to any such elements viewed through the Site. Except as otherwise provided herein, none of these elements may be used, copied, reproduced, downloaded, posted, displayed, transmitted, mechanically, photocopied, recorded, or otherwise, without VYB Collective LLC’s prior written permission.
TRADEMARK
The VYB Collective LLC name, logo, and all product names, company names, and other logos, unless otherwise noted, are trademarks and/or trade dress of VYB Collective LLC. The use or misuse of any marks or any other materials contained on the Site, without the prior written permission of their owner, is expressly prohibited.
USE
The website and its entire contents, features, and functionality—including but not limited to all information, software, text, displays, images, video, audio, and the design, structure, selection, and arrangement thereof—are the exclusive property of VYB Collective LLC, its licensors, or authorized providers, and are protected under United States and international copyright, trademark, patent, trade secret, and other proprietary or intellectual property laws.
These Terms of Use grant you a limited, non-exclusive, non-transferable license to use the Website solely for your personal, non-commercial use or for the purpose of building, engaging with, or promoting your VYB-based business, in accordance with your membership level.
Permitted Uses:
You may:
- View and temporarily store content in your device’s RAM during your active session.
- Cache content automatically through your web browser to improve page performance.
- Download or print a reasonable number of pages from the Website for your personal, non-commercial use only—not for redistribution or republication.
- Download and use any VYB desktop or mobile apps solely for personal, non-commercial use in accordance with the applicable end-user license agreement.
- Use available social sharing tools on content where such features are provided.
Prohibited Uses:
You must not:
- Modify, copy, reproduce, republish, upload, post, transmit, display, frame, scrape, or distribute any Website material without VYB’s prior written consent.
- Use any content (text, images, video, audio, etc.) independently of its accompanying context.
- Remove or alter any copyright, trademark, or proprietary rights notices from content obtained through this Website.
- Access or use any part of the Website or its services or materials for commercial purposes outside the bounds of a valid and active VYB membership agreement.
No rights, title, or interest in or to the Website or any of its content is transferred to you, and all rights not expressly granted are fully reserved by VYB Collective LLC.
Any use of the Website not expressly permitted by these Terms of Use is a breach of this agreement and may violate copyright, trademark, and other applicable laws.
THIRD-PARTY SITES
From time to time, the VYB platform may provide links to third-party websites, applications, or services. These are offered solely for your convenience, additional resources, or to enable expanded access to tools such as payment providers, affiliate integrations, or business services.
Important Notice:
These third-party sites are not under the control of VYB Collective LLC, and we are not responsible for the content, functionality, terms of use, privacy practices, or policies of any third-party site.
We encourage you to carefully review the terms and conditions and privacy policies of any third-party website you choose to visit, especially before engaging in any transactions or sharing personal data.
Inclusion of third-party links does not imply endorsement or affiliation unless explicitly stated. Your interaction with third-party websites is entirely at your own risk, and VYB assumes no responsibility or liability for any damages or losses resulting from your use of or reliance on such sites.
Examples of third-party sites may include (but are not limited to):
- Payment processors (e.g., Stripe, PayPal)
- Affiliate partner platforms
- Learning management systems (LMS)
- Business tools or integrations
- External branding or e-commerce resources
By continuing to use VYB’s Services, you acknowledge and agree that:
- VYB is not liable for the availability or accuracy of third-party sites.
- Any use of those services is governed by their own terms.
- You assume full responsibility for any interactions with third-party providers.
DISCLAIMER OF WARRANTIES
VYB Collective LLC, its advertisers and licensors make no representations or warranties about this site, the suitability of the information contained on or received through use of this site, or any services or products received through this site. All information and use of this site are provided “as is” without warranty of any kind.
VYB, its advertisers, and/or its licensors hereby disclaim all warranties with regard to this site, the information contained or received through use of this site, and any services or products received through this site, including all express, statutory, and implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement.
VYB, its advertisers, and/or its licensors do not warrant that:
- the contents or any information received through this site are accurate, reliable, or correct;
- this site will be available at any particular time or location;
- any defects or errors will be corrected; or
- any content or information received through this site is free of viruses or other harmful components.
Your use of this site is solely at your risk. You agree that you have relied on no warranties, representations, or statements other than those expressly stated in this Agreement.
Because some jurisdictions do not allow the exclusion of certain warranties, these exclusions may not apply to you—but shall apply to the maximum extent permitted by law in your jurisdiction.
LIMITATION OF LIABILITY
Under no circumstances shall VYB Collective LLC, its advertisers, and/or its licensors be liable for any direct, indirect, punitive, incidental, special, or consequential damages that result from the use of, or the inability to use, this site.
This limitation applies regardless of whether the alleged liability is based on contract, tort, negligence, strict liability, or any other legal theory—even if VYB, its advertisers, and/or its licensors have been advised of the possibility of such damages.
Because some jurisdictions do not allow the exclusion or limitation of incidental or consequential damages, VYB’s liability in such jurisdictions shall be limited to the maximum extent permitted by law.
INDEMNIFICATION
You agree to defend, indemnify, and hold harmless VYB Collective LLC, its advertisers, licensors, subsidiaries, affiliates, and their respective employees, contractors, officers, agents, and directors from and against all liabilities, claims, and expenses, including attorneys’ fees, that arise from:
- your use or misuse of this site,
- your use or misuse of any services, information, or products obtained through this site, or
- your violation of this Agreement.
VYB reserves the right, at its own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you. In such a case, you agree to cooperate fully with VYB in asserting any available defenses.
LEGAL COMPLIANCE
VYB Collective LLC may suspend or terminate this Agreement or your use of the site immediately upon receipt of any notice which alleges that you have used the site for any purpose that violates any local, state, federal, or international law, including but not limited to the posting of information that may:
- violate third party rights,
- defame a third party,
- be obscene or pornographic,
- harass or assault others, or
- violate hacking or other criminal regulations.
In such an event, VYB may disclose your identity and contact information in response to a subpoena or other legal action. VYB shall not be liable for damages or results arising from such disclosure, and you agree not to bring any action or claim against VYB for such disclosure.
CHOICE OF LAW AND FORUM
This site (excluding third-party linked sites) is controlled by VYB Collective LLC from its offices within the State of Wyoming. It can be accessed from all 50 states as well as from other countries around the world, where permitted by law.
By accessing this site, you and VYB agree that the statutes and laws of the State of Wyoming shall apply to all matters relating to the use of this site and the enforcement of this Agreement, without regard to conflicts of laws principles.
You and VYB also agree and hereby submit to the exclusive personal jurisdiction and venue of the state or federal courts located in Casper, Wyoming, for any legal proceedings related to this Agreement. All proceedings shall be conducted in English.
VYB makes no representation that materials on this site are appropriate or available for use in other locations, and accessing them from territories where their contents are illegal is strictly prohibited.
MISCELLANEOUS
This Agreement incorporates by reference the Site Submission Rules, if any are posted and applicable.
This Agreement constitutes the entire agreement between the parties relating to its subject matter, superseding any prior or contemporaneous oral, written, or electronic communications.
No amendment or modification shall be valid unless made in writing and signed by an authorized officer of VYB Collective LLC.
If any provision of this Agreement is found to be unlawful or unenforceable, that provision shall be modified to the minimum extent necessary to make it enforceable, and the remainder of the Agreement shall remain in full force and effect.
VYB reserves the right to revise this Agreement at its discretion. You are advised to check back periodically to ensure your continued compliance with the current version.
For any questions, concerns, or support inquiries, contact us at:
VYB Collective LLC
5830 E. 2nd St, STE 7000
#21838
Casper, WY 82609
Email: [email protected]
Phone: 307-204-5098
By using VYB’s Services, you acknowledge that you have read, understood, and agreed to these Terms and Conditions.
VYB Privacy Policy
Effective Date: January 1, 2025
Last Updated: January 1, 2025
VYB Collective LLC (“VYB,” “we,” “our,” or “us”) is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your personal information when you visit our website, use our services, or engage with our platform. By accessing or using our services, you acknowledge and accept the terms outlined in this Privacy Policy.
- Scope & Global Compliance
This Privacy Policy applies to users worldwide and complies with the following laws:
- General Data Protection Regulation (GDPR) (European Union)
- California Consumer Privacy Act (CCPA) (California, USA)
- Lei Geral de Proteção de Dados (LGPD) (Brazil)
- Personal Information Protection and Electronic Documents Act (PIPEDA) (Canada)
- Other applicable international data protection laws
If you are a resident of the European Union (EU), United Kingdom (UK), Canada, Brazil, or other jurisdictions with specific privacy regulations, you may have additional rights regarding your data.
- Information We Collect
We collect information directly from users, automatically from interactions with our website, and from third parties. The categories of data we collect include:
- Personal Information You Provide
- Identifiers: Name, email, phone number, mailing address
- Account Information: Username, password, account preferences
- Payment Information: Billing address, payment details (processed securely)
- Communication Data: Messages, support inquiries, surveys
- User-Generated Content: Reviews, comments, feedback
- Automatically Collected Data
- Device and Technical Information: IP address, browser type, operating system
- Usage Data: Pages visited, time spent, links clicked
- Cookies and Tracking Technologies: Web beacons, analytics
- Third-Party Data Collection
We may collect personal information from third parties such as:
- Social media platforms (Facebook, Instagram, LinkedIn)
- Advertising partners (Google Ads, Meta Ads)
- Payment processors (Stripe, PayPal)
- How We Use Your Information
We use collected data to:
- Provide, personalize, and improve our services
- Process transactions and deliver digital products
- Communicate with users (support, marketing, updates)
- Ensure security, fraud prevention, and compliance
- Conduct analytics and research to optimize our platform
Lawful Basis for Processing (GDPR)
For users in the European Union and the United Kingdom, we process personal data based on:
- Consent – When you opt-in for emails, cookies, and marketing
- Contractual necessity – To process orders and provide services
- Legal obligations – Compliance with tax, fraud, and security regulations
- Legitimate interests – Improving services, fraud prevention
- How We Share Information
We do not sell personal information. We may share data with:
- Service Providers and Third-Party Partners
We work with vendors who assist in:
- Payment processing (e.g., Stripe, PayPal)
- Email marketing (e.g., MailChimp, HubSpot)
- Cloud hosting and security (e.g., AWS, Google Cloud)
- Legal Compliance and Law Enforcement
We may disclose personal data:
- To comply with legal obligations (subpoenas, court orders)
- To protect our business, customers, or the public
- Business Transfers
In case of a merger, acquisition, or asset sale, data may be transferred.
- Your Rights and Choices
Depending on your location, you may have specific privacy rights:
- GDPR (EU/UK Users)
- Right to Access – Request copies of your personal data
- Right to Rectification – Correct inaccurate information
- Right to Erasure ("Right to Be Forgotten") – Request deletion
- Right to Restriction of Processing – Limit how data is used
- Right to Data Portability – Obtain data in a machine-readable format
- Right to Object – Stop direct marketing or automated decision-making
- Right to Withdraw Consent – Change preferences anytime
To exercise these rights, email [email protected].
- CCPA (California Users)
- Right to Know – What personal data we collect and share
- Right to Delete – Request data deletion
- Right to Opt-Out – Prevent data from being sold (we do not sell data)
- Right to Non-Discrimination – No penalties for exercising privacy rights
To exercise your rights, visit our CCPA Request Page.
- LGPD (Brazil Users)
- Right to Confirm Processing
- Right to Correct Inaccurate Data
- Right to Data Portability
- Right to Anonymization (where applicable)
To submit requests, email [email protected].
- International Data Transfers
VYB is based in the United States. By using our services, you acknowledge that data may be transferred and stored in countries with different privacy laws.
For EU/UK Users:
- We rely on Standard Contractual Clauses (SCCs) for legal data transfers.
- Where required, we implement additional safeguards.
If you do not want your data transferred to the United States, please do not use our services.
- Cookies and Tracking Technologies
We use cookies and similar technologies to:
- Enhance your browsing experience
- Measure website traffic and analytics
- Personalize ads and content
You can manage cookie settings through:
- Browser settings (block or delete cookies)
- Opt-out tools (Your Ad Choices)
- Our Cookie Management Panel (Coming soon)
- Data Security and Retention
We take reasonable security measures to protect your data:
- Encryption – Payment and sensitive data are encrypted
- Access controls – Restricted data access
- Regular audits – Security assessments and updates
We retain personal data only as long as necessary for legal, contractual, and business purposes.
- Third-Party Links and External Services
Our website may contain links to third-party sites. We are not responsible for their privacy practices. Please review their privacy policies before sharing data.
- Children's Privacy (COPPA)
Our services are not intended for children under 13. We do not knowingly collect personal information from minors.
- Changes to This Privacy Policy
We may update this policy periodically. Significant changes will be posted on our website with a 30-day notice before they take effect.
- Contact Us
For privacy-related questions or requests, contact:
VYB Collective LLC
5830 E. 2nd St, STE 7000, #21838, Casper, WY 82609
Email: [email protected]
Phone: 307-204-5098
VYB Refund Policy
Effective Date: January 1, 2025
Last Updated: January 1, 2025
VYB Collective LLC ("VYB," "we," "our," or "us") provides digital-only educational content, services, and downloadable materials that are accessed through online streaming, membership-based access, paid sections of our website, and direct downloads. Due to the nature of our offerings, refunds are subject to the following terms and conditions. By making a purchase on our platform, you acknowledge and agree to this Refund Policy.
- General Refund Policy
Except as otherwise required by applicable law, VYB offers a seven (7) day, 100% money-back satisfaction guarantee for all purchases made at the retail price, provided that the customer has not accessed, downloaded, or used the digital content or services.
Refund eligibility depends on how the digital product or service was accessed:
- Streaming-Based Content (Courses, Training, and Digital Learning Materials)
- A purchase is non-refundable once the customer logs in and streams or views any portion of the educational material.
- If the customer has not accessed any streaming content, they may request a full refund within seven (7) days of purchase.
- Membership-Based Access (Subscription-Based Services, Exclusive Paid Areas of the Platform)
- Some content is available exclusively to paying members.
- If a member has accessed any exclusive paid areas, refunds are not permitted.
- If a member has not logged in or accessed any paid content, they may request a refund within seven (7) days of payment.
- Digital Downloads (E-Books, PDFs, Downloadable Courses, Software, or Other Digital Materials)
- Purchases of downloadable content are final.
- If the file has not been downloaded, a refund may be requested within seven (7) days of purchase.
- Once the file has been downloaded, no refunds will be issued.
- Service-Based Digital Purchases (One-Time Digital Services, Access to Specific Tools, Webinars, or Paid Digital Consultations)
- If the service has not yet been used, a refund may be requested within seven (7) days of purchase.
- If the service has been initiated or completed, the purchase is non-refundable.
Customers may cancel their membership or subscription at any time, but fees paid beyond the 7-day refund period are non-refundable.
- Global Compliance & Regional Refund Requirements
Certain jurisdictions provide additional refund rights. The following policies apply in compliance with local laws:
European Union (EU) & United Kingdom (UK) - 14-Day Digital Refund Right
Under the EU Consumer Rights Directive (2011/83/EU) and UK Consumer Contracts Regulations 2013, digital content purchases are eligible for a 14-day withdrawal period, unless the content has already been accessed or downloaded.
- If a customer has not accessed streaming content, paid areas, or downloaded any materials, they may request a full refund within 14 days.
- If the content has been accessed by logging in, streaming, downloading, or using a paid service, the refund right is waived, in compliance with Article 16(m) of the EU Consumer Rights Directive.
- Businesses must clearly inform customers of this before purchase, which VYB does.
Australia – Consumer Guarantees & Refunds
Under Australian Consumer Law (ACL), consumers are entitled to refunds for digital goods that:
- Are faulty, not as described, or do not function as advertised.
- Change substantially after purchase due to VYB’s modifications.
VYB does not provide refunds for change-of-mind purchases after seven (7) days, unless required by Australian law.
Brazil – LGPD Consumer Rights
Under LGPD (Lei Geral de Proteção de Dados), Brazilian consumers have the right to:
- Request refunds for faulty or misrepresented digital products.
- Cancel their purchase within seven (7) days if the product was acquired through remote channels (e-commerce or phone sales), provided they have not accessed the content.
Canada – PIPEDA & Consumer Protection Laws
- Refunds for digital goods are only provided if the product is defective, does not match the description, or violates consumer rights.
- Consumers in Quebec may have additional refund rights under local law.
- Refund Process
Refund requests must be submitted within the eligible refund period via [email protected].
- Refund Eligibility Criteria
To qualify for a refund, customers must:
- Submit a request within the allowed timeframe based on their location.
- Provide proof of purchase (order number and email associated with the account).
- Confirm that they have not accessed, streamed, downloaded, or used any portion of the digital content or services.
- Acknowledge that once any content has been accessed, downloaded, or a paid service has been used, no refund is available.
- Processing Time & Payment Method
- Refunds will be issued to the original payment method used for purchase.
- All refunds are processed in U.S. dollars (USD).
- International customers acknowledge that currency conversion rates and transaction fees may affect the refunded amount.
VYB is not responsible for exchange rate fluctuations or international transaction fees charged by banks or payment providers.
- Chargebacks & Fraud Prevention
Customers who dispute transactions by filing chargebacks may have their accounts suspended or terminated.
- A chargeback will result in immediate account suspension pending investigation.
- Multiple chargeback attempts may result in permanent account termination.
- Fraudulent chargebacks, including disputes over valid purchases, will be reported to the relevant financial authorities.
If there are suspicious refund patterns linked to multiple accounts, VYB reserves the right to investigate before issuing any refund.
- Exceptions & Non-Refundable Items
VYB does not issue refunds under the following circumstances:
- If digital content has been accessed, streamed, downloaded, or used (except in cases of defective or misrepresented products).
- Beyond the stated refund period (7 days standard, 14 days for EU/UK consumers in certain cases).
- For promotional or discounted purchases, unless required by law.
- If the product or service has been modified, altered, or bundled with other offerings.
- Future Digital Products & Services Clause
This Refund Policy applies to all current and future digital offerings, including but not limited to:
- Online streaming courses and educational content
- Membership-based digital access
- Exclusive paid sections of the platform
- Downloadable files such as e-books, PDFs, software, or training materials
- One-time digital services or interactive tools
Any future digital products or services released by VYB will be covered under this Refund Policy, with modifications applied as necessary for compliance with local regulations.
- Contact Information
For refund requests or further inquiries, contact:
VYB Collective LLC
5830 E. 2nd St, STE 7000, #21838
Casper, WY 82609
Email: [email protected]
Phone: 307-204-5098
VYB Digital Delivery & Access Policy
Effective Date: January 1, 2025
Last Updated: January 1, 2025
VYB Collective LLC ("VYB," "we," "our," or "us") provides digital-only products and services, including streaming educational content, memberships, downloadable materials, and paid-access platform features. This policy explains how digital purchases are delivered, accessed, and supported.
For all inquiries, contact:
VYB Collective LLC
5830 E. 2nd St, STE 7000, #21838
Casper, WY 82609
Email: [email protected]
Phone: 307-204-5098
- Delivery of Digital Products & Services
All VYB products and services are delivered electronically. There are no physical shipments associated with any purchase.
- Digital Access Types
- Streaming Content (Courses, Training, Learning Materials) – Available immediately after purchase. Customers must log in to view content. Once streaming has begun, the purchase is final and non-refundable.
- Membership-Based Access (Subscriptions, Exclusive Platform Areas) – Content and services are accessible only while the membership is active. Refunds follow our Refund Policy guidelines.
- Downloadable Digital Content (E-Books, PDFs, Course Materials, Software, or Other Files) – Available via customer accounts or email. Once a file has been downloaded, it is non-refundable.
- One-Time Digital Services (Webinars, Live Training, Digital Consulting, or Other Paid Services) – Access details are sent via email. Refund eligibility is subject to the Refund Policy.
- Delivery Timeframes & Access Issues
- Immediate Access: Digital purchases are available instantly after payment.
- Scheduled Services: Access details will be sent at least 24 hours before the scheduled event.
- Delayed Access Issues: If content is not available, check your email (including spam/junk folders) and log in to your VYB account. If issues persist, contact [email protected].
- System Requirements & Compatibility
Customers are responsible for ensuring their devices and internet connections meet the necessary requirements for accessing VYB’s digital products.
- Streaming requires a stable internet connection (5 Mbps or higher recommended).
- Downloadable content is provided in standard formats (PDF, EPUB, MP4, etc.). Customers must have the appropriate software to open these files.
- VYB is not responsible for purchases made on incompatible devices.
- Account Security & Unauthorized Access
- Each purchase is tied to a single user account.
- Customers must not share login credentials or allow unauthorized access.
- VYB reserves the right to suspend or terminate accounts found violating these terms.
- If an account is compromised, contact [email protected] immediately.
- Refund & Chargeback Policy
All purchases are subject to the VYB Refund Policy.
- Refunds will not be granted if the content has been streamed, accessed, or downloaded.
- Chargeback fraud will result in immediate account suspension and may be reported to financial institutions.
For full refund terms, refer to the VYB Refund Policy.
- Future Digital Products & Services Clause
This policy applies to all current and future digital offerings, including but not limited to:
- Online streaming courses and educational content
- Membership-based digital access
- Exclusive paid sections of the platform
- Downloadable files such as e-books, PDFs, software, or training materials
- One-time digital services or interactive tools
Future digital products and services will follow the same principles outlined in this policy. For assistance with digital access issues, please contact us at [email protected].
VYB Income Disclosure Statement
Effective Date: January 1, 2025
Last Updated: January 1, 2025
VYB is committed to transparency and ensuring that all participants have a clear understanding of the potential income opportunities associated with our platform. As VYB is in the pre-launch phase, there is currently no historical income data available to provide averages or projections regarding earnings.
Earnings Disclaimer
VYB does not guarantee any level of income or financial success. The income potential of any participant is dependent on a variety of factors, including but not limited to:
- Individual effort and engagement – Consistency, networking, and business development efforts play a significant role in earnings.
- Skills and experience – Prior sales experience, marketing skills, and leadership abilities may impact results.
- Market conditions – Demand for products and services varies and can influence earnings potential.
- Time investment – Earnings are often correlated with the amount of time and energy dedicated to building a business.
- Business expenses – Participants may incur costs for marketing, training, product purchases, travel, and other business-related expenses that can affect net earnings.
Because we have not yet launched, there is no average earnings data to present at this time. This income disclosure will be updated periodically as more data becomes available.
No Guaranteed Earnings
Participation in VYB does not ensure any level of financial success. Many participants may earn little to no income, and some may spend more on expenses than they generate in earnings. Success requires effort, strategy, and time, and results will differ for each individual.
Any income examples provided in marketing materials, testimonials, or training sessions are purely illustrative and should not be interpreted as a guarantee of earnings. Individual results will depend on the factors mentioned above.
Participant Expenses
Involvement in VYB may include various costs, including:
- Marketing and advertising expenses (social media ads, printed materials, sponsored content, etc.).
- Product purchases (if applicable).
- Training, coaching, or educational materials.
- Technology and tools (such as personal websites, software, or other business tools).
- Travel and event costs (if participating in business-building activities).
Participants should carefully evaluate all potential costs before deciding to engage with VYB.
Compliance and Misrepresentation Policy
To maintain integrity and compliance, all participants must adhere to the following guidelines when discussing income potential:
- No misleading or exaggerated income claims. Any statement suggesting that high earnings are typical is strictly prohibited.
- No guarantees of financial success. Success varies and is based on effort, skill, and external factors.
- No misleading recruitment practices. Recruiting new participants should be based on accurate and honest information, not promises of wealth or quick earnings.
- Full transparency in presentations and marketing. Any discussion of potential earnings must reference this Income Disclosure Statement and reflect realistic expectations.
Failure to comply with these guidelines may result in disciplinary action, including suspension or termination of a participant’s account.
Periodic Updates and Reporting
This Income Disclosure Statement will be reviewed and updated regularly as more participants engage with VYB and income data becomes available. Updates will include aggregate earnings data to provide a more detailed and transparent picture of what participants can expect.
For now, potential participants should consider all aspects of the opportunity, including time commitment, expenses, and market conditions, before making a decision.
Acknowledgment
By engaging with VYB, you acknowledge that:
- You have read and understand this Income Disclosure Statement.
- You recognize that earnings are not guaranteed and depend on multiple factors.
- You accept responsibility for conducting your own research and financial planning before committing to participation.
For any questions or further clarification regarding earnings, expenses, or participation, please contact VYB at:
VYB Collective LLC
5830 E. 2nd St, STE 7000 #21838
Casper, WY 82609
Email: [email protected]
Phone: 307-204-5098
Video Content Policy & Copyright Protection
Effective Date: January 1, 2025
Last Updated: January 1, 2025
All video content published by VYB Collective LLC (“VYB”) is protected under U.S. and international copyright, trademark, and intellectual property laws. By accessing or viewing any VYB video, you agree to the following restrictions and terms.
Prohibited Uses
The following actions are strictly prohibited and constitute copyright infringement, piracy, and intellectual property theft:
- Downloading, recording, copying, distributing, or redistributing any VYB video content in any format, including screenshots, screen recordings, or derivative works.
- Embedding, live-streaming, or broadcasting VYB videos on any third-party platform (e.g., YouTube, TikTok, Facebook, Instagram, Twitch, Discord, or any other online forum) without express written consent from VYB.
- Using VYB’s video content in any third-party media, including reactions, reviews, critiques, commentary, news reports, blogs, podcasts, or articles—regardless of claims of "fair use."
- Repurposing VYB’s video content in any way that misrepresents, defames, discredits, or falsely portrays VYB, its services, business operations, team members, or affiliates.
- Altering, distorting, or manipulating VYB video content in any manner, including splicing, editing, adding overlays, deepfakes, voice modifications, or using AI-generated elements to misrepresent VYB.
- Using VYB video content to make false claims, scam allegations, negative portrayals, or misleading accusations that damage VYB’s brand, credibility, or business reputation.
- Utilizing VYB video content to harass, threaten, intimidate, or incite targeted online abuse toward VYB, its representatives, employees, customers, or partners.
Legal Enforcement & Consequences
VYB actively monitors and enforces copyright violations across all platforms and reserves the right to take the following actions against unauthorized use:
- Immediate DMCA takedown requests on infringing platforms (YouTube, TikTok, Twitter/X, Facebook, Instagram, Reddit, etc.).
- Cease-and-desist orders and legal demands for the removal of unauthorized content.
- Monetary claims for damages, defamation, and lost revenue due to reputational harm caused by unauthorized or misleading use of VYB content.
- Legal action for copyright and trademark violations, including potential criminal and civil penalties under U.S. and international intellectual property laws.
- Permanent ban from VYB’s platform, services, and ecosystem.
No Exceptions – No "Fair Use" Allowance
VYB does NOT grant permission for any form of unauthorized video usage, including but not limited to:
- “Fair use” defenses for criticism, news, commentary, parody, or satire. VYB explicitly rejects unauthorized third-party use of its content under any such claims.
- Alleged educational, non-commercial, or “informational” purposes. All content remains copyrighted and may not be republished, excerpted, or used in any educational or journalistic capacity without direct written authorization.
- Content creators, influencers, reaction channels, review pages, or investigative journalists. Unauthorized use of VYB videos for third-party narratives, whether positive or negative, remains strictly prohibited.
Reporting Unauthorized Use
If you encounter unauthorized use of VYB video content, please report it immediately by contacting [email protected].
By viewing, accessing, or interacting with VYB video content, you acknowledge and legally agree to these terms. Violating these terms constitutes a direct breach of copyright and intellectual property laws, and will be subject to immediate legal action.
VYB Partner Agreement (Independent Business Owner)
THIS AGREEMENT is entered into by and between VYB Collective LLC, a Wyoming limited liability company with principal offices located at 5830 E. 2nd St, STE 7000, #21838, Casper, WY 82609 ("VYB," "Company," "we," or "us"), and the undersigned Independent Business Owner, referred to as "VP (VYB Partner)," "Independent Business Owner (IBO)," "you," or "your."
By enrolling as a VYB Partner, you acknowledge and agree to the following terms:
1. Authorization and Contractual Agreement
You are authorized as a VP to market and promote VYB’s products and services as outlined in this agreement, the VYB Policies and Procedures, Compensation Plan, Income Disclosure Statement, Privacy Policy, and Terms & Conditions (collectively, the "Agreement"). All VPs must adhere to these policies as detailed at thevyb.io/policies.
2. Independent Contractor Status
You agree that you are an independent contractor and not an employee, agent, or legal representative of VYB. You have no authority to bind VYB to any contractual obligations. You assume sole responsibility for all applicable taxes and business expenses related to your activities.
3. Membership Levels & Fees
To participate in the VYB Compensation Plan, you must maintain an active VP Kit and appropriate monthly membership:
- VP Kit: $9.99/month (mandatory to earn commissions).
- Elevate Membership: $39.99/month (PCV: 40).
- Pro Membership: $159.99/month (PCV: 160).
- Legend Membership: $249.99/month (PCV: 250).
4. Term and Renewal
This Agreement shall remain in effect for one year from the effective date and automatically renew annually upon payment of your annual VP renewal fee (equivalent to monthly VP Kit fee, unless otherwise amended). You may terminate this Agreement at any time with written notice to the company.
5. Compensation Plan
As a VYB Partner, your earnings potential is outlined in the VYB Compensation Plan:
- Legacy Network Earnings:
- Pro: $3/month per active Pro/Legend member.
- Legend: $5/month per active Pro/Legend member.
- Potential monthly earnings cap: $442,860.
- Fast Start Bonuses:
- Pro referrals: $20 per referral (Level 1).
- Legend referrals: $40 per referral (Level 1).
- Level 2 bonuses apply per detailed compensation guidelines.
- Check Match Bonuses:
- Level 1: 100% match.
- Level 2: 50% match.
- Direct Sales Commissions:
- VYB Spotlight, BrandWorks: 20% commission.
- Ventures funding solutions: Custom commission structures.
- VYB Bucks:
- Expiration and redemption conditions apply per VYB Policies.
6. Marketing & Use of Intellectual Property
- You must follow all guidelines outlined in the VYB Brand Kit regarding use of logos, trademarks, and brand materials.
- Unauthorized alterations, misuse, or distribution of VYB’s intellectual property and marketing materials are strictly prohibited.
7. Refund Policy & Product Returns
VYB refund policies comply with global regulations:
- Standard: 7-day refund if digital content is untouched.
- EU/UK: 14-day cooling-off period applies, subject to conditions outlined in the VYB Refund Policy.
8. Confidentiality and Non-Solicitation
- You must keep confidential all non-public information acquired through VYB activities.
- You agree not to solicit, recruit, or encourage any VYB customers or VPs to participate in any competitive business venture during the term of your agreement and for 12 months following termination.
9. Prohibited Activities
Activities strictly prohibited include, but are not limited to:
- Use of automated bots, fraudulent activities, and deceptive marketing practices.
- Unauthorized sharing of account credentials.
- Harassment, threats, hate speech, and other inappropriate conduct.
- Violation of applicable laws and regulations.
Violation of these provisions may result in immediate termination of your VP status and possible legal action.
10. Income Disclosure
You acknowledge that:
- No earnings or success are guaranteed.
- Earnings depend on individual effort, skill, dedication, market conditions, and other factors outlined in the VYB Income Disclosure Statement.
11. Dispute Resolution & Governing Law
- All disputes arising under this Agreement will be resolved through binding arbitration in Casper, Wyoming, USA.
- This Agreement shall be governed by the laws of Wyoming, USA.
12. Limitation of Liability
VYB will not be liable for indirect, special, incidental, consequential, or punitive damages arising out of or related to this Agreement.
13. Data Privacy Compliance
VYB complies with global data protection laws (GDPR, CCPA, LGPD). Your personal data is handled per the VYB Privacy Policy.
14. Amendments
VYB reserves the right to modify any part of this Agreement at any time, with notice provided via the official website or direct communication channels. Continued use of VYB services signifies your acceptance of amendments.
15. Miscellaneous Provisions
- Severability: If any provision is deemed invalid, the remainder of the agreement remains in effect.
- Assignment: You may not assign your rights without written consent from VYB.
- Entire Agreement: This document, along with the referenced VYB Policies, constitutes the complete Agreement between you and VYB.
16. Acknowledgment
By agreeing below, you confirm:
- You have read, understand, and agree to be legally bound by all terms and conditions herein and the referenced VYB policies.
- You understand your obligations, rights, and the nature of the independent business relationship between you and VYB.
Contact Information:
VYB Collective LLC
5830 E. 2nd St, STE 7000, #21838
Casper, WY 82609
Email: [email protected]
Phone: 307-204-5098